# Quiz – Siman 65

Welcome to your Kitzur Quiz - Siman 065

How many negative commandments does one who lends money with interest transgress?

What additional punishment is one who lends with interest subject to?

How many negative commandments does one who borrows money with interest transgress?

How many negative commandments does one who was the scribe for an interest-transaction transgress?

May a borrower pay additional money to the lender to extend the duration of an interest-free loan?

Nachman borrowed Avi's car. The car only had half-a-tank, but upon returning the car, Nachman filled the tank to the top, and told Avi that the extra gas is a gift of appreciation. Did Nachman transgress the issur of ﻿ribis?

May Reuven lend Shimon $10 for two weeks, so that Shimon will one day lend Reuven$10 for two weeks?

An boss is borrowing money from an employee which deserves to receive his first "employee of the month" award. May the boss give the employee an "employee of the month award" at the monthly meetings?

May a borrower say "hello" to a lender who he normally wouldn't greet?

May a borrower hire a lender to clean his house, if he normally would hire someone else?

If a borrower and a lender have a disagreement, may the lender force the borrower to go to the ﻿beis din ﻿near him?

Avi owns 2 pounds of wheat. May Yisrael lend Avi 50 pounds of wheat on condition that Avi repay 50 pounds of wheat?

Avi owns 2 pounds of oats. Oats and wheat both have a permanently set price of $5 per pound. May Yisrael lend Avi 50 pounds of wheat in exchange for 50 pounds of oats? May Yisrael lend Avi an Aspirin on condition that Avi repay him an Aspirin? Avi has owns two apartments. One of those apartments is normally rented for$500/month. If Yisrael lends Avi $1500, may Avi allow Yisrael to use his apartment until he repays the loan, meanwhile deducting$400 from the loan for each month the loan has not been repaid?

Avi has owns two apartments. One of those apartments is normally rented for $500/month. Yisrael lent Avi$1500, and Avi allowed Yisrael to use his apartment until he repays the loan, on condition that $400 be from the loan for each month the loan has not been repaid. In the meantime, Avi's main apartment lost power. May Yisrael rent Avi's extra apartment to Avi for$500/month?

May a seller sell an object with a known set price for less than 1/6th higher than its set price, in exchange for giving the buyer an extended "payment plan"?

Glass vases do not have a set price, but usually don't sell for over $9.99. Avi is in dire need of 5$ cash. May Avi acquire a glass vase for $12 on an extended payment plan, in order to sell it immediately for 5$?

Avi has a ﻿shtar chov ﻿which states that Yisrael will pay him $1000 on the 15th of January. May Avi sell his shtar chov ﻿to Yisrael on the first of January for$950?

Reuven is in dire need of $100 cash. May Reuven and Shimon write shtarei chov, each stating that they will pay the other 120$ in 2 months, so that Reuven could sell the shtar chov he now has on Shimon, to Levi, for $100 cash? May Avraham write a ﻿shtar chov stating that he will pay Shimon 100$ in 2 months, and sell it to Shimon for $90 cash? Flour has a permanently set price in the market. Yonasan sells flour from his home. May Dovid order flour from Yonasan, on condition that it be delivered to his home in 2 weeks? Flour does not ﻿have a set price in the market. Yonasan sells flour from his home. May Dovid order flour from Yonasan, on condition that it be delivered to his home in 2 weeks? Bread does not have a permanently set price in the market. Yonasan sells bread from his home. Yonasan has just sold his last loaf of bread, and now has to begin the tedious production of more bread from the wheat kernels which he stores in his basement. May Dovid order a loaf of bread from Yonasan, on condition that it be delivered to his home in 2 weeks? Flour has a set price in the market of$4 per bag. Yonasan sells flour from his home, though is currently out of stock. Shimon bought a bag of flour from Yonasan for $4, on condition that it be delivered in 2 months. Two months later, the market price of flour went up to$6 per bag. Yonasan is not willing to give Shimon a bag of flour for his $4 payment two months ago. What's the halacha? Silver sells for$50 an ounce in Yafo, and for $60 an ounce in Tel Aviv. Berel asks his silversmith friend - Yankel - if he could transport silver from Yafo to Tel Aviv, and borrow the extra cash which is profited (after being reimbursed for his travel expenses). Under which of the following circumstances would this be permitted? Shimon is making a trip to a Tracy's Department Store to buy a towel. May Reuven ask Shimon to pick up (for Reuven) a chair on sale, on condition that Reuven will repay Shimon 110% of the sale price? May a landlord who charges$500 per month to rent an apartment advertise: "Pay for a year upfront, and receive a 20% discount!"?

Reuven asked Shimon to build his house for $200/day. Shimon estimated that it would take him approximately 100 days to finish building the home. Can Reuven offer to pay Shimon$17,000 up front to build his home?

Lavan is about to marry off his daughter to Ya'akov. Lavan signs an agreement that he will give Ya'akov $100,000 dollars in one year from the day of the wedding. May Lavan pay Ya'akov$10,000 to extend the payment date for another year?

May Reuven borrow money with interest from a goy, and have Shimon cosign as a guarantor whereas he will only he approached by the goy if Reuven has no money?

May Reuven borrow $1000 from Shimon, and pay Levi$100 to cosign as a guarantor?

Shlomo borrowed $100 from Mendel, and gave Mendel his$100 watch as collateral. May Mendel ask Shlomo to borrow money with interest from a goy, and give the goy the watch as collateral, whereas the collateral will fully compensate for any debt that may be incurred?

Moshe lent a goy $100 for up to 5 months on condition that the goy pay back$140. The goy gave Moshe his expensive watch as collateral for the loan. May Moshe borrow $100 from Aharon, give Aharon the goy's watch as collateral, and tell Aharon to collect the$40 interest from the goy?

There is a bank in town (owned by goyim) which guards people's money, but does not accept responsibility for it. There is a large Jewish population in town which deposits money into this bank. May a Jew take a loan with interest from this bank?

May one borrow money with interest from a ﻿mumar?

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